Gambiva KYC & AML Policy

Gambiva applies KYC and AML procedures to confirm the identity of its users, prevent fraud, and combat financial crime across all account activity. These measures uphold the integrity of the platform and protect every registered user.

• Fair play: all users operate under the same verified conditions, with no tolerance for manipulation or deception;
• User safety: identity checks and document submission processes protect account holders from unauthorised access and misuse;
• Transparency: all verification and monitoring procedures are disclosed clearly and applied consistently;
• Regulatory compliance: all AML and KYC activity is conducted in accordance with applicable UK legislation and the requirements of Gambiva's licensing authority.

Every new user registered on Gambiva is required to complete a full identity verification process before accessing certain account functions or processing withdrawals. The following categories of documentation may be requested at any stage of the verification procedure:

• Government-issued photo identification: a valid passport, national identity card, or driving licence confirming the account holder’s identity;
• Proof of address: a recent utility bill, bank statement, or official correspondence issued within the last three months and displaying the user’s full name and residential address;
• Payment method ownership confirmation: documentation demonstrating that the payment instrument used to fund the account belongs to the registered account holder;
• Source of funds or wealth documentation: in certain circumstances, evidence may be requested to confirm the origin of funds deposited or wagered on the platform.

Gambiva implements a comprehensive set of controls designed to prevent money laundering, terrorism financing, and other forms of financial crime from occurring through its platform. These controls are applied continuously and updated in line with regulatory expectations.

• Transaction monitoring: all deposits, withdrawals, and wagering activity are monitored on an ongoing basis to detect irregular or high-risk patterns;
• Automated detection systems: rule-based and algorithmic tools flag suspicious activity for further review without manual delay;
• Enhanced due diligence: users identified as presenting an elevated risk profile are subject to additional security measures and verification requirements;
• Review of large or unusual transfers: transactions that exceed defined thresholds or deviate significantly from a user’s established behaviour are assessed individually;
• Risk scoring: each account is assigned a risk rating based on behavioural, transactional, and geographic factors, which is updated dynamically;
• Sanctions and PEP screening: all users are screened against relevant sanctions lists and checked for Politically Exposed Person (PEP) status upon registration and periodically thereafter;
• Reporting obligations: where suspicious activity meets the required threshold, Gambiva reports relevant information to the appropriate UK authorities in accordance with its legal obligations.

To support the integrity of its KYC and AML framework, Gambiva enforces clear restrictions on account behaviour and usage. The following actions are strictly prohibited on the platform:

• Operating multiple accounts: no individual may register or maintain more than one account on the platform under any circumstances;
• Submitting forged or stolen documents: providing falsified, altered, or misappropriated identification or personal data during any stage of the ID verification process is prohibited;
• Attempting to launder funds: using the platform to process, conceal, or legitimise proceeds of criminal activity is a serious violation and will be reported to the relevant authorities;
• Manipulating platform systems: any attempt to exploit technical vulnerabilities, interfere with transaction monitoring tools, or circumvent security measures is prohibited;
• Sharing or transferring account access: account credentials must not be shared with, sold to, or used by any person other than the registered account holder;
• Using third-party payment instruments: deposits and withdrawals must be made exclusively through payment methods owned and controlled by the registered account holder;
• Misrepresenting identity: providing false or misleading personal information at registration or during any verification procedure constitutes a breach of platform policy.

Any breach of Gambiva’s KYC or AML obligations, or any violation of the prohibited activities listed in this policy, will result in enforcement action proportionate to the severity of the conduct. Measures that may be applied include temporary or permanent account suspension, freezing or confiscation of funds linked to suspicious activity, cancellation of bets or winnings derived from non-compliant conduct, and reporting to competent UK authorities where applicable.

Every account holder registered on Gambiva bears a personal responsibility to support the platform’s compliance obligations. Users are required to provide accurate, complete, and up-to-date personal information at the point of registration and to update that information promptly if any details change. Verification requests must be completed within the timeframe specified by the platform, as failure to do so may result in restrictions being placed on the account. Users must respond in full to any request for additional documentation submitted by the compliance team, including requests related to source of funds or enhanced due diligence procedures. All deposits and withdrawals must be conducted exclusively through payment methods that are registered in the account holder’s own name. Any activity that appears unusual or potentially connected to fraudulent or unlawful conduct should be reported to Gambiva’s support team without delay.

Gambiva upholds the principles of fair play and transparency to protect each user and to maintain a consistently safe and trustworthy environment across all platform activity. The following principles govern how these commitments are applied in practice:

• Compliance with KYC and AML standards: all verification and monitoring procedures are conducted in accordance with applicable UK legislation and the standards set by the platform’s licensing authority;
• Confidentiality and protection of personal data: all information collected during the ID verification and document submission process is handled in accordance with applicable data protection law and is not disclosed to unauthorised third parties;
• Ongoing monitoring for suspicious activity: transaction monitoring and behavioural analysis are conducted continuously to identify and address risks before they cause harm;
• Prevention of manipulation and unfair behaviour: security measures are applied uniformly to ensure that no user gains an unfair advantage through deceptive or unlawful conduct;
• User support on safety matters: account holders may contact Gambiva’s support team at any time to seek clarification on verification requirements or to raise concerns related to account security;
• Shared responsibility: the platform and its users each have a role in maintaining a safe and compliant environment, and cooperation between both parties is essential to this goal;
• Equal conditions for all users: KYC and AML procedures are applied consistently across all accounts, ensuring that every user is subject to the same standards and protections.